Real companies with freely usable public data: official annual reports of European listed companies (ESEF), SEC accounts and ECB exchange rates. No share prices, so there is no market capitalisation, P/E or EV/EBITDA.
Company sheet · analysis as of 21/10/2026
MAPFRE, S.A.
Shareholder score without valuation
Not available
Coverage 100 % · Only 2 factors with data (minimum 3)
Credit score
Not available
Coverage 0 % · No factor applies to this company
Alerts
0
Screens passed: 0 of 1
Shareholder view
| Factor | Value | Compared with | Percentile | Weight | Contribution |
|---|---|---|---|---|---|
| ROE | 12.0 % | Sector (6 companies) | 25 | 17 % | — |
| ROIC | Not applicable | — | — | 17 % | — |
| Not applicable to banks and insurers: their EBITDA, debt and enterprise value are not comparable with those of a non-financial company. | |||||
| Gross margin | Not applicable | — | — | 17 % | — |
| Not applicable to banks and insurers: their EBITDA, debt and enterprise value are not comparable with those of a non-financial company. | |||||
| EBITDA margin | Not applicable | — | — | 17 % | — |
| Not applicable to banks and insurers: their EBITDA, debt and enterprise value are not comparable with those of a non-financial company. | |||||
| Cash conversion | Not applicable | — | — | 17 % | — |
| Not applicable to banks and insurers: their EBITDA, debt and enterprise value are not comparable with those of a non-financial company. | |||||
| Revenue growth | 3.3 % | Sector (8 companies) | 31 | 17 % | — |
Formulas and inputs
ROE: LTM attributable net income / Attributable equity at period end
- LTM attributable net income
- 1,132.6
- Attributable equity
- 9,409.9
ROIC: LTM EBIT × (1 − notional tax rate) / (Total equity + Financial debt − Cash)
Gross margin: LTM gross profit / LTM revenue
EBITDA margin: LTM EBITDA / LTM revenue
Cash conversion: (LTM operating cash flow − LTM capex) / LTM net income attributable
Revenue growth: LTM revenue / LTM revenue a year earlier − 1
- LTM revenue
- 26,352.4
- Prior-year LTM revenue
- 25,512.6
Amounts in euros
| Market capitalisation | No data |
| Enterprise value (EV) | Not applicable |
| LTM revenue | 26,352 M EUR |
| LTM EBITDA | Not applicable |
| Net debt | Not applicable |
Creditor view
| Factor | Value | Compared with | Percentile | Weight | Contribution |
|---|---|---|---|---|---|
| Net debt/EBITDA | Not applicable | — | — | 33 % | — |
| Not applicable to banks and insurers: their EBITDA, debt and enterprise value are not comparable with those of a non-financial company. | |||||
| Interest coverage | Not applicable | — | — | 33 % | — |
| Not applicable to banks and insurers: their EBITDA, debt and enterprise value are not comparable with those of a non-financial company. | |||||
| Debt/equity | Not applicable | — | — | 33 % | — |
| Not applicable to banks and insurers: their debt includes deposits and the funding of their business, and their solvency is measured with capital ratios. | |||||
Formulas and inputs
Net debt/EBITDA: (Financial debt − Cash) / LTM EBITDA
Interest coverage: LTM EBITDA / LTM interest expense
Debt/equity: Financial debt / Total equity
Outstanding bonds
The loaded data contain no outstanding bonds of this company.
Alerts
No alerts in this run.
Screens
| Screen | Result | Conditions |
|---|---|---|
| Moderate leverage | Undetermined | Net debt/EBITDA ≤ 2.5x: Not applicable: Not applicable to banks and insurers: their EBITDA, debt and enterprise value are not comparable with those of a non-financial company. Interest coverage ≥ 5.0x: Not applicable: Not applicable to banks and insurers: their EBITDA, debt and enterprise value are not comparable with those of a non-financial company. |
Annual history (millions of EUR)
| 2024 FY 31/12/2024 | 2025 FY 31/12/2025 | |
|---|---|---|
| Revenue | 25,513 | 26,352 |
| EBITDA | — | — |
| Attributable net income | 968 | 1,133 |
| Free cash flow | 1,439 | 1,576 |
| Net debt | 926 | 674 |
Each fiscal year is labelled with the calendar year in which most of its months fall.
The scores summarise metrics compared with similar companies, and the alerts point to specific facts. Nothing shown here is a recommendation to buy or sell.