Example with fictitious companies and made-up data: they show how the tool responds to each situation.
Company sheet · analysis as of 30/06/2026
Lumbria Moda S.p.A.
Equity score
39
Coverage 100 %
Credit score
37
Coverage 75 %
Alerts
1
Screens passed: 1 of 3
Shareholder view
| Factor | Value | Compared with | Percentile | Weight | Contribution |
|---|---|---|---|---|---|
| P/E | 14.4x | Sector (5 companies) | 50 | 14 % | 7.1 |
| EV/EBITDA | 6.7x | Sector (5 companies) | 70 | 14 % | 10.0 |
| FCF yield | 11.3 % | Sector (5 companies) | 90 | 14 % | 12.9 |
| ROE | 4.8 % | Sector (5 companies) | 10 | 14 % | 1.4 |
| ROIC | 5.1 % | Sector (5 companies) | 10 | 14 % | 1.4 |
| EBITDA margin | 11.0 % | Sector (5 companies) | 30 | 14 % | 4.3 |
| Revenue growth | -2.0 % | Sector (5 companies) | 10 | 14 % | 1.4 |
Formulas and inputs
P/E: Market capitalisation / LTM attributable net income
- Market cap (EUR)
- 728.66
- LTM attributable net income
- 50.50
EV/EBITDA: (Market capitalisation + Financial debt − Cash) / LTM EBITDA
- Market cap (EUR)
- 728.66
- Financial debt
- 1,137.9
- Cash and equivalents
- 118.80
- LTM EBITDA
- 261.30
FCF yield: (LTM operating cash flow − LTM capex) / Market capitalisation
- LTM operating cash flow
- 177.00
- LTM capital expenditure (capex)
- 95.00
- Market cap (EUR)
- 728.66
ROE: LTM attributable net income / Attributable equity at period end
- LTM attributable net income
- 50.50
- Attributable equity
- 1,062.9
ROIC: LTM EBIT × (1 − notional tax rate) / (Total equity + Financial debt − Cash)
- LTM EBIT
- 142.50
- Total equity
- 1,094.8
- Financial debt
- 1,137.9
- Cash and equivalents
- 118.80
- Notional tax rate
- 0.2500
EBITDA margin: LTM EBITDA / LTM revenue
- LTM EBITDA
- 261.30
- LTM revenue
- 2,375.5
Revenue growth: LTM revenue / LTM revenue a year earlier − 1
- LTM revenue
- 2,375.5
- Prior-year LTM revenue
- 2,424.0
Amounts in euros
| Market capitalisation | 729 M EUR |
| Enterprise value (EV) | 1,748 M EUR |
| LTM revenue | 2,376 M EUR |
| LTM EBITDA | 261 M EUR |
| Net debt | 1,019 M EUR |
Creditor view
| Factor | Value | Compared with | Percentile | Weight | Contribution |
|---|---|---|---|---|---|
| Net debt/EBITDA | 3.9x | Sector (5 companies) | 10 | 25 % | 3.3 |
| Interest coverage | No data | — | — | 25 % | — |
| LTM interest expense: missing “Interest expense” for FY 31/12/2025 | |||||
| Debt/equity | 1.0x | Sector (5 companies) | 10 | 25 % | 3.3 |
| Spread versus its rating bucket | 30 bp | Sector (5 companies) | 90 | 25 % | 30.0 |
Formulas and inputs
Net debt/EBITDA: (Financial debt − Cash) / LTM EBITDA
- Financial debt
- 1,137.9
- Cash and equivalents
- 118.80
- LTM EBITDA
- 261.30
Interest coverage: LTM EBITDA / LTM interest expense
Debt/equity: Financial debt / Total equity
- Financial debt
- 1,137.9
- Total equity
- 1,094.8
Spread versus its rating bucket: Per bond: Bond spread − Median spread of the bonds in the same rating bucket and of the same spread type. Per company: median of its bonds.
- ZZBLUMB00011
- 9.8500
- ZZBLUMB00029
- 51.00
Outstanding bonds
| ISIN | Currency | Seniority | Coupon | Maturity | Rating | Yield | Spread | Versus the median of its rating bucket |
|---|---|---|---|---|---|---|---|---|
| ZZBLUMB00011 | EUR | Senior unsecured | 5.250 % | 13/04/2029 | BB (SAMPLE) | 5.07 % | 285 bp | +10 bp (bucket median: 275 bp) |
| ZZBLUMB00029 | EUR | Subordinated | 7.500 % | 13/04/2031 | B+ (SAMPLE) | 7.51 % | 518 bp | +51 bp (bucket median: 467 bp) |
Alerts
- High leverage. Net debt/EBITDA of 3.9x, above the 3.5x threshold
Screens
| Screen | Result | Conditions |
|---|---|---|
| Moderate leverage | Fails | Net debt/EBITDA ≤ 2.5x: value: 3.9x Interest coverage ≥ 5.0x: No data: LTM interest expense: missing “Interest expense” for FY 31/12/2025 |
| Market capitalisation above 5,000 M EUR | Fails | Market capitalisation > 5,000 M EUR: value: 729 M EUR |
| FCF yield above 5 % | Passes | FCF yield > 5.0 %: value: 11.3 % |
Annual history (millions of EUR)
| 2023 FY 31/12/2023 | 2024 FY 31/12/2024 | 2025 FY 31/12/2025 | |
|---|---|---|---|
| Revenue | 2,400 | 2,424 | 2,376 |
| EBITDA | 312 | 291 | 261 |
| Attributable net income | 88 | 72 | 50 |
| Free cash flow | 100 | 97 | 82 |
| Net debt | 998 | 989 | 1,019 |
Each fiscal year is labelled with the calendar year in which most of its months fall.
The scores summarise metrics compared with similar companies, and the alerts point to specific facts. Nothing shown here is a recommendation to buy or sell.